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Last year farmer Veeramani leased a modest plot of land from his village temple in southern India to grow rice. He borrowed Rs 40,000 ($625) to prepare the field before the rains.
Then the rains failed. Veeramani, 31, was so distressed he suffered a massive heart attack on his field and died, leaving behind his wife, Kavita, and two young daughters. He also left a sizeable debt that Kavita was not aware of.
As she owns neither the 1.5-acre (0.6-hectare) plot of land in Kadambankudi village nor the small thatched hut she lives in, Kavita knows her options are limited.
Nearly three-quarters of rural women in India depend on land for a livelihood compared to about 60 percent of rural men, as lower farm incomes push many to the cities for jobs.
Yet land titles are nearly always in the man's name.
Only about 13 percent of rural women own land, which keeps them from accessing cheap bank loans, crop insurance and other government subsidies and benefits for farmers.
Men have traditionally made all decisions related to land in India: what crops to grow, how the income is spent; and whether to lease or buy land, without consulting their spouses.
In addition to cultivating the land, widows face a new set of challenges, including dealing with land owners, moneylenders and local officials.
When women have secure rights over the land they cultivate, they gain status and greater bargaining and decision-making power at home and in their community, according to land rights advocacy group Landesa.
Such women are more likely than men to boost food security and to spend their income on the next generation rather than on drinking, which many women say their husbands do.
But women face numerous legal and social hurdles to ownership. Land is still transferred largely through inheritance, and it is almost always men who inherit the land.
But activists say the scheme is riddled with corruption and only a few thousand families have benefited.
The drought is especially hard for landless women.
Widows have it even harder. With more than 46 million widows, India has the highest number of widows in the world, according to the Loomba Foundation which advocates for their rights.
Widows face a lot of bias particularly in rural areas, where they are considered inauspicious. They are often excluded from festivals and other gatherings, and are easy prey for men looking to take advantage.
Many are forced to resort to sex work in nearby towns as they have few options to make money, said Geetha Narayanan, a woman's rights activist in Chennai.
Tens of thousands of farmers have killed themselves in the last couple of decades in India, often after accumulating debts during droughts.
The federal government has earmarked about Rs 30 billion for drought relief in Tamil Nadu, including compensation of Rs 300,000 each for families where a farmer has died.
But that money often goes into paying off debt and settling claims by his family, said Narayanan.
Landless widows in Nagapattinam do not have many options. If she is unable to renew her lease, Kavita said she would have to seek low-paid menial labour to make ends meet.
After repaying his Rs 150,000 debt and settling with his family, Rani has little left from the compensation for their 17-year-old daughter and 11-year-old son who is mentally disabled.
(This article was originally published in an arrangement with Reuters.)
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